San Diego Home Info by Gretchen Pagnotta

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Buying a Home in Rancho Bernardo,Ca.

April 22nd, 2012 by Gretchen Pagnotta
Categories: 4S Ranch, Buyer Info, Del Sur, First Time Buyers, Market Trends, Neighborhoods, Rancho Bernardo, Schools
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8 Great Reasons to Purchase a Home in Rancho Bernardo, Ca.

Rancho Bernardo is the northern most residential community within the City of San Diego. It is located off Interstate 15 just south of Lake Hodges in Escondido and the San Pasqual Valley. This master planned community encompasses @ 6,511 acres.

1 .Rancho Bernardo Has a Perfect Climate

Near perfect year round climate and sunshine. Check out what the weather is today! This allows people to enjoy the outdoors year round. Many of the neighborhoods have community centers with pools, tennis facilities, BBQ areas+more!

2. Rancho Bernardo Has Several Golf Courses

Rancho Bernardo Golf

If golf is you game you will have plenty of choices with public as well as private courses in Rancho Bernardo. Go to my website to learn more! Combined with #1 perfect climate get put your clubs and get ready to improve your game!

3. Rancho Bernardo Offers a Variety of Well Planned Neighborhoods

New Construction in Rancho Bernardo

There is a variety of housing available in Rancho Beranrdo. There are patio homes that appeal to busy working professionals or empty nesters, attached condos starting in the $200′s for a 2 bedroom, senior neighborhoods that require a resident to be 55 years of age, family neighborhoods centered around community centers, large estate properties some with gorgeous golf course and or montuan views, newer neighborhoods with walk to schools and fabulous walk scores for shopping and restaurants and more. There really is such a variety of properties that appeal to every budget and home buying “wish list.”

To search for the newest listings in 92127 click here!

4. Rancho Bernardo Offers Residents Great Poway Unified Schools

Great Poway Unified Schools

Poway Unified School District consistantly ranks well with performance and is a sought after district for people moving to San Diego.

5. Rancho Bernardo is Located Just North of San Diego

Rancho Bernardo is conveniently located @ 30 minutes north of downtown and the airport . Access to the coast is very conveniently now with Camino del Sur extending to 56. Residents can enjoy the beaches of Del Mar and La Jolla.

6. Rancho Bernardo has Excellent Medical Facilities

Pomerado Hospital is located is conveniently located for easy access to Rancho Bernardo residents. UCSD, Scripps and other leading medical facilities are all within a 20 minute trip. Many dentists, doctors, chiropractots, physical therapists have offices in or very close to RB.

7. Rancho Bernardo Has Plenty of Shopping

If you want a community that offers a variety of shopping you have some to the right place. What ever you are looking for is there! Tp name a few of my favorite places to shop you will find; Costco, Marshalls, Trader Joes, Sprouts, Jimbos, World Market, Chicos, Pier One, Target, Michalel’s and coming soon Nordstrom Rack!

8. Rancho Bernardo Has Plenty of Restaurants

You will not starve if you decide to make Rancho Bernardo your next home. There are the familar restaurants such as Maria Callenders, Ca Pizza Kitchen, Claim Jumper as well as some fine dining such as El Bizcocho at the Rancho Bernardo Inn and Bernardo’s. My favorites include Capri Blu, French Market Grill, Cafe Merlot and the Barrel Room.

Is there something else you are looking for that I have not mentioned? If so let me know, GBPagnotta@gmail.com

San Diego February 2012 Home Market Trends

March 29th, 2012 by Gretchen Pagnotta
Categories: 4S Ranch, Buyer Info, Coast, Davidson, Del Sur, Escondido, First Time Buyers, Market Trends, Poway, Rancho Bernardo, Rancho Santa Fe, San Marcos, Santaluz
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San Diego Board of Realtors Has Statistics for February 2012

The general comments and discussion among agent in the past 2 months has been “we are busy and inventory is limited.” Naturally if you have had your home for sale for some time and you hear someone say “inventory is limited” you wonder why you don’t have multiple offers. In general the basic rules always apply; If a home is in a popular neighborhoods, presents well and is priced with the market based on closed sales you should be seeing offers. Personally what I am experiencing is relocation buyers coming for good jobs with major employers in San Diego and people who are making offers and deciding to purchase rather than lease. The statistics will play themselves over the next few months. I do not see any radical jumps in pricing but I see many more pending sales in all prices ranges which is a positive sign for recovery.

Click Image To Enlarge For Details

The Housing Market Reports

I found an interesting article on DSNews about how reports are made about market trends. As agents we find many times the sites such as Trulia do not have accurate information. In addition some local papers provide inaccurate statistics. We recently sat down with a title rep who reviewed all the coastal sales and told us how several coastal zip codes are misrepresented in reporting. that is why it is always best to look at a particular neighborhood and prepare closed sales and trends for that particular specific area.

If you need information on any areas of San Diego, let us know! GBPagnotta@gmail.com

To review other market trends you can go here.

Closed Sales Santaluz Last 90 Days

March 9th, 2012 by Gretchen Pagnotta
Categories: 4S Ranch, Buyer Info, First Time Buyers, Market Trends, Rancho Bernardo, Santaluz
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Santaluz Homes Closed in Last 90 Days

We are seeing an increase in activity and a decrease in available inventory throughout 92127 and 92130. Currently we are working with 3 relocation buyers all planning on moving to new positons in the next 3 months. In general spring/summer stats will be closely watched as the top school district areas in the 56 corridor; Carmel Valley and Poway Unified are always first choices for reloacting families demanding good schools and a convenient location. New homes are available in 4S Ranch, Del Sur and a new Pulte as well as Davidson community as well as Pardee’s Pacific Highlands Ranch. Santaluz is experiencing a surge in custom home building.

Here are the closed sales for within the gates of Santaluz in the last 90 days.

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The Pagnotta Team Home Sale Incentives

February 20th, 2012 by Gretchen Pagnotta
Categories: 4S Ranch, Buyer Info, Coast, Del Sur, Escondido, Foreclosures/Short Sales, Oaks North, Poway, Rancho Bernardo, Rancho Santa Fe, Santaluz, Scripps Ranch
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Thinking of Selling Your San Diego Home?

If you are considering selling your San Diego home this spring we have some incentives for you. To get the most money and the fastest market time your property needs to be clean, the yard maintained and your home staged for sales success! We have a great team that can help you. Once they are done we will do the rest with our Global Marketing Internet Marketing Program and all our professional gallery photography!

Pacific Carpet and Tile Cleaning

The LOGO these business owners use is “Best Cleaning on Earth.” I have used them for my personal residence and also have referred them to clients. They get outstanding results. My carpet looks like new after they are done. They are professional in every sense of the word. I found them on the Yelp site and after reading positive reviews gave them a call. Glad I did!

Keep It Green Pacific Carpet and Tile Cleaning uses a product that is soap free, odor free, all natural, colorless, non-allergenic, non-toxic and no VOCs according to their advertising.

They are offering free family room cleaning with 3 room minimum. If you have other cleaning needs they will offer you a discount if you call them for The Pagnotta Team Incentive 760-908-6795 or go to their website; www.PacificSteamClean.com

Modern Image Landscape

It is so important to have good curb appeal. This starts with having your yard looking its best. You may need to add some color with some fresh flowers at the entry to greet buyers and your lawns in their best condition. I have personally used Modern Image Landscape on several occasions to landscape my entire yard including building a pool. The quality of workmanship is fabulous. Chris O’Quinn is wonderful to work with; professional, polite and he communicates openly and frequently. He is offering 1 free month of landscape maintenance with a six month contract. To read more go to http://www.modernimagelandscape.com/ or call 619-247-3628. Jus mention The Pagnotta Team to get the white glove treatment!

Stage To Success

Many times people think of staging as decorating. Many times it is “un-decorating.” That said it takes a decorator/designer to see what needs to be done. Staging allows buyers to see space and imagine their lifestyle to be complimented by your home. Once your home is listed we will provide you with a complimentary staging service! If in the meantime you need help please call Catherine Smith at 858-442-1889 and let her work her magic!

We are Top San Diego agents and would be happy to provide you with a current opinion of value on your home or condo. We work in the coastal and inland communities of Poway, Rancho Bernardo, Santaluz, Del Sur, 4S Ranch, Rancho Penasquitos, Vista, San Marcos, Carlsbad and Scripps Ranch.

Tax Refunds for 4S Ranch Homeowners

February 18th, 2012 by Gretchen Pagnotta
Categories: 4S Ranch, Buyer Info, Rancho Bernardo
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Tax Collector Refunds Due to Bond Surplus

As a homeowner in 4S ranch in Rancho Bernardo, 92127,I almost passed out when I was on the County of San Diego Tax Collector site and saw this news. Who knew? We have owned a large home in 4S Ranch that we use an income property for quite some time. We saw the potential in this fabulous community and decided this would be another great community to own property. Apparently there is a bond surplus so residents will receive checks of $414-$61,472! Since we have owned since 4S was first conceived in a Phase 1 product we are hoping for something more than the minimum. I cannot imagine anyone getting the $61,472!

If you want more info read it for yourself at:http://www.sdtreastax.com/docs/news120202.pdf

If you are interested in reading more about this vibrant community go here!

San Diego Home Owners May Reduce Property Tax

February 18th, 2012 by Gretchen Pagnotta
Categories: 4S Ranch, Belsera, Buyer Info, Davidson, Del Sur, Escondido, First Time Buyers, Foreclosures/Short Sales, Market Trends, Oaks North, Poway, Rancho Bernardo, Santaluz, Seller Info
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Propositon 8 Helps Home Owners Who Purchased During Peak Market Periods

Many people are unaware of a new State Law which is called Proposition 8. Under this new law, property owners that own homes that have fallen below their assessed value can request a temporary reduction in their tax bill. When the market value as of January 1, 2012 falls below the assessed value established by the the Assessor’s Office, home owners can file for an Application for Review of Assessment prior to April 30, 2012. They must complete this form and also provide data such as comparable sales, a recent appraisal and/or current market activity. The closed sales need to be of similar properties and ideally occur between 10/1/11-3/31/12. Many neighborhoods have had a significant impact on values due to short sales and bank owned properties selling at very low prices.

The Pagnotta Team May Be Able To Help You

If you have interest in doing this we are happy to help you! Just contact us with your address and we can send you closed sales that are most like your home! You may receive solicitations for people who will charge you for this. A homeowner can easily complete the form and if you live in our service areas we will help you with closed sales. For further information please go to: www.sdarcc.com.

To determine your assessed value refer to your current tax bill focusing on the upper right hand corner.

It is important to note you still may disagree with the response you receive from the assessor. At that time you can pursue your requests by filing an application with the Clerk of Assessment Appeals between July 2 and November 30.

Further information can be obtained here.

If you need our help with a list of closed sales please contact us at GBPagnotta@gmail.com

This is not intended to be tax advice. Please consult your CPA or tax professional to obtain tax advice.

Find School Boundaries in San Diego

February 16th, 2012 by Gretchen Pagnotta
Categories: 4S Ranch, Buyer Info, Coast, Del Sur, First Time Buyers, Poway, Rancho Bernardo, Santaluz, Schools
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Selecting Specific School Districts When Purchasing a Home

One of the most important criteria buyers give us when deciding what community or neighborhood they want is to research school districts. Once they have determined some of the top districts and then the top schools in the district they want to know what specific streets and neighborhoods are within the school boundaries. We always ask our clients to confirm the areas by calling the specific school district regional office. Most of the school websites have maps you can use also. This can become confusing and frustrating.

I was recently introduced to a new site; www.education.com. I did give this site a test drive with my address. The school selections were correct. I would still tell people to speak with a school representative as boundaries are subject to change. I know for a fact the high school in my area is suppose to be changed next year. Now I do not know if they will make the kids who are now attending their current school change or if they have any choices. All of these issues are cause for concern. When I had school age children we were committed to the Poway Unified School District. Within the district I wanted the kids to stay in their schools so they would not have to change clubs, activities or have to make new friends. Unfortunately as neighborhoods such as Del Sur, 4S Ranch and Santaluz grow they add more children to the district and there has to be an evaluation of the class sizes and whether the schools can accommodate the growth.

You could make a home se;ction based on the information given today only to find out that there is a change planned for the coming year. Another one of those “no guarantees in life” conversations. That is why we always have this discussion with potential buyers.

If you want to try this new website you may find it a convenient tool. Let me know what you think!

As always as Top Realtors in San Diego we remain committed to helping people in finding the neighborhood and home that best suits their “wish list.” Let us know if you need help and give us some feedback on this new tool.

9 Reasons to Purchase a Home in 4S Ranch

February 14th, 2012 by Gretchen Pagnotta
Categories: 4S Ranch, Buyer Info, First Time Buyers, Foreclosures/Short Sales, Rancho Bernardo, Schools
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4S Ranch is a master planned community located just 30 minutes north of San Diego and about 15 minutes from the beaches of Del Mar. It is 2 miles west of I-15 but can also be accessed by taking 56 from the coast and Camino del Sur. I own property in 4S Ranch because I knew it would be a fabulous area that would be popular for years to come. Here are my 10 reasons why people need to consider calling 4S Ranch their new neighborhood.

4s Ranch Homes Have Value

With the change in the market and because 4S is a relatively new community where many people purchased during the height of the market there are fabulous values. This holds true for both resales and new construction. There have been quite a few distressed sales; shprt sale and bank owned properties. We monitor the distressed properties so if this is what you are looking for please let us know! The “traditional” sales have been well priced. The new construction is a tremendous value with builders offering incentives.

4S Ranch Has Excellent Schools

Rancho Bernardo is part of the acclaimed Poway Unified School District. The schools in 4S are newer and have received high grades on testing. The schools include Monterey Ridge, Stone Ranch Elementary, Oak Valley Middle Schools and Del Norte High School.

4S Ranch Offers A Variety Of Homes

A buyer can find a wide range of homes and floor plans in 4S Ranch. From town homes and small single family homes in the $400′s to executive homes with 6 bedrooms and 1/2 acre lots with pools there is something for the San Diego buyer. For a current list of homes available that I believe are good value contact me gbpagnotta@gmail.com

4S Ranch Offers New Construction

Buyers can find new homes currently offered in the $500′s and into $800,000. They have energy saving features and fabulous floorplans “that work.” Contact me for what I belive are the best values in new home construction. Also a reminder that new home sales people represent the builder. If you want the best value with the most incentives ask us to represent you. We have proven this time and time again! The builders are happy to pay our commission..it is factured into their bottom lime for a % of sales so let us do the best for you!

4s Ranch is Close to Stores and Restaurants

There are 2 shopping centers within the community. The 4S Ranch Commons is a 53 acre center with stores such as Ralph’s, Jimbo’s, Ace Hardware, Bed Bath and Beyond and many restaurants such as Capri Blu, Miguel’s, Wahoo’s and some medical offices and salon services. There is another smaller center where you can fins Starbuck’s, Fresh and Easy Grocery Store, a karate studio and other businesses.

24 Hour Fitness Is Located in 4S Ranch

Now there is not excuse for not working out!

4s Ranch Has Beautiful Parks

There are several gorgeous parks for residents of 4S Ranch. Tjey are located throughout the community and have facilities for all ages.

4s Ranch Is Conveniently Located For Easy Commutes

Whether you head north to Escondido or Temecula for work, west to Qualcom or one of the Biotechs or UCSD or downtown San Diego you can hop on a freeway and get there with relative ease. San Diego is a large city and people do not realize our roads and freeways are busy but with Commuter Lane passes and careful planning the commutes are well within reason.

4s Ranch Has Its Own Library

This is a real plus as the library has many activities and has a wonderful selection of books, magazines and other items.

4s Ranch Tours Can Be Arranged!

Let us know your schedule and what you are looking for!

Comparing Golf Clubs in San Diego

February 5th, 2012 by Gretchen Pagnotta
Categories: 4S Ranch, Buyer Info, Coast, Del Sur, Escondido, First Time Buyers, Poway, Rancho Bernardo, Rancho Santa Fe, Santaluz
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Santaluz Club Offers Outstanding Facilities For Members

We are always talking about how much we enjoy the Santaluz Club. So many times clients ask us to compare the area clubs. The membership director at Santaluz provided us with the following comparison chart. As always we encourage people to take a tour of the club they are considering joining. In addition it is really best to schedule a day of golf and the use of other club facilities. Santaluz does a great job teaming up guests with members so they can get a first hand report card of the facilities. Besides being a beautiful club, Santaluz is just so friendly and welcoming. If you have questions lets us know or if you want a formal tour we can help!

If you are interested in all the Golf Communities in San Diego go to my website :http://www.gretchenpagnotta.com/convertedpages/golfcourses.html

Rancho Bernardo 92127 Home Sales Year to Date

November 18th, 2011 by Gretchen Pagnotta
Categories: 4S Ranch, Buyer Info, Market Trends, Rancho Bernardo, Seller Info
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Rancho Bernardo West Home Sale Trends

October Property sales were 24, down -36.8% from 38 in October of 2010 and -36.8% lower than the 38 sales last month. October 2011 sales were at their lowest level compared to October of 2010 and 2009. October YTD sales of 344 are running -11.8% behind last year’s year-to-date sales of 390.

This 92127 zip code includes the newer homes in 4S Ranch which has been challenged by short sales and bank owned properties as well as competing new construction with incentives.

The Median Sales Price in October was $640,500, down -13.4% from $740,000 in October of 2010 and down -4.0% from $667,500 last month. The Average Sales Price in October was $688,329, down -26.8% from $939,776 in October of 2010 and down -12.0% from $782,304 last month. October 2011 ASP was at the lowest level compared to October of 2010 and 2009.

List Price as Compared to Closed Sale Price Trends

The October 2011 Selling Price vs Original List Price of 96.6% was down from 96.8% last month and up from 96.1% in October of last year.