San Diego Home Info by Gretchen Pagnotta

Archive for the 'Scripps Ranch' Category

San Diego Home Loans at All Time Low

Refinance Your Home

I just refinanced my home which I purchased last September. It was beneficial for me to grab a lower interest rate which will pay for itself immediately since there were so few fees involved. Interest rates are at a record low so if you have been considering a purchase or a refinance now is the time to contact a reliable lender and see if you and your home qualifies.  It saved me $250 a month in payment..that is a considerable amount that can go into my retirement savings.  For people saving for college for their children that is $3000 a year which puts a small dent into the total cost.  Boy, glad those days are behind me. 

The values in the home market especially in luxury homes are at such attractive levels if you ever thought of “moving up” top a luxury home now is the time.  Luxury homes are selling below replacement costs and the selection is incredible! Seasonally this is also approaching the very best time for a buyer to purchase.  The market slows down in the fall months with people busy with back to school activities, the holidays and just not in the “I want to buy a home mood.”  The homes that have been on the market all summer will have price reductions as sellers become disenchanted with showings and lack of offers.  What a great time to negotiate for a home!

                                   

Lowest Interest Rates Since 1970!

According to a recent Wall Street Journal Article the interest rates for 30-year fixed-rate mortgages are in free fall, averaging just 4.44% on Aug. 12, according to Freddie Mac. Not only was that down from 5.07% in January, it was the lowest since Freddie began keeping records in 1970. So what are you waiting for?  For the rest of the article go to: http://online.wsj.com/article/SB10001424052748703723504575425734198113348.html?mod=WSJ_RealEstate_LeftTopNews.

San Diego First Time Buyers Have Great Opportunities

Although the credits for first time home buyers are not available the drop in prices can more than make up for any credits.  Sellers are willing to help with closing costs and again the values are no longer at the very bottom but are still very attractive.  San Diego is a very desirable city to call home and we will see a recovery. You will be glad you jumped in and did not ignore an opportunity.

Where the Best Home Values are in San Diego

Where are some of the great values…??? Luxury homes in Santaluz, Rancho Santa Fe,Del Mar and  Encinitas…are at  unbelievable prices.  There are homes that have been built to accommodate large families with actually living quarters for 2 families.  This is ideal for working couples who want live in Mom and dad help or for people who have extended visits from family members. You can get acerage, pools, tennis courts, work shops, horse property, views, golf, gated…you can have it all at truely unbelievable prices.  There are homes with every known amenity and feature..Dream Homes” that are truly a dream!

The prices of downtown condos are very enticing…remember the lines a few years ago?  San Diego is a desirable city and a global hotspot and these prices will not remain low forever as well as the attractive interest rates. Newer areas such as  Rancho Bernardo,Del Sur,4S Ranch, Stonebridge in Scripps Ranch, Poway,La Costa Greens, and newer sections of other North County neighborhoods have something for every budget.  Short sales are being approved faster and opportunities are there for serious qualified buyers.

Market Trends Indiate Fall of 2010 Time to Purchase a Home in San Diego

My  summary is simple:  great inventory and selection+ outstanding interest rates= time to buy Fall 2010! For market trends please go to my pages on individual cities.

Take these steps to get started:

1 .Contact me of you need a reliable lender.

2. Contact me if you need some marketing stats and trends.

3. Contact me to set you up with our 59559 Program.You can get instant information when you drive by any real estate sign! No hastle, so obligation, go to my blog:http://sandiegohomeinfoblog.com/2010/08/16/san-diego-home-buyers-dial-59559/

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52 Weeks of Fun in San Diego: Week 1

I decided it would be great fun to feature all the great “happenings” and resources in San Diego.  San Diego has so many great activities, events, shopping, restaurants and just plain fun things to do. So week by week I will highlight what I think people might like.  I welcome your comments and feedback!

Family Fun for the Week in San Diego

 Info taken from http://hotels.sandiego.org/-/hotel/99/official website is http://www.usopensandcastle.com/

Sandcastle Competition in San Diego

US Open Sandcastle Competition

Sand Castles at Imperial Beach

8/06/10 – 8/08/10

Date Night:  Go to the Movies!  

     I recommend: The Kids are All Right 

Taking Care of Yourself Tip of the Week

Shopping Place of the Week in San Diego

Carlsbad Premium Outlet Mall with over 90 stores!!! 5620 Paseo del Norte Carlsbad, CA 92008 760-804-9000   Mon – Sat: 10am – 9pm Sun: 10am – 7pm

Please send me your comments and suggestions:

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Attention Home Owners! Enter my $500 Home Depot Drawing!

Could you use $500 to do a little project around you home? We want to give it to you!

If  you could use a $500.00 Home Depot Gift Certificate enter our current drawing contest!  Just complete the form below and return it to me.  We will have a drawing on Labor Day.  You must be a homeowner and complete the entire application to win.  Your information will be kept confidential.  We need a minimum of 350 entrees to have this happen so spread the word!  If you would also like a complimentary estimate of value on your home or any sales statitics or real estate information let us know.  We are here to earn your trust and business. Subscribe to our blog and let us know what you like about your neighborhood so we can share this with our customers! We sell, list, lease and trade properties in Escondido, Santaluz, DelSur,4s Ranch, Rancho Bernardo, Poway, Scripps Ranch, Encinitas, Carlsbad, San Marcos, Del Mar and Rancho Santa Fe!

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SCRIPPS RANCH End of Month May 2010 Home Sales Stats

SCRIPPS RANCH Year To Date Home Sales Stats

Year To Date Sales - Click for larger view!

There are 102 homes currently for sale in Scripps Ranch between $399,000 (1,541 sq.ft.) and $1,695,990 (5,955 sq.ft.). 

 

Interior Courtyard Of Model Home For Sale In Scripps Ranch

GREEN TIP OF THE MONTH:

Did you know that bagged veggies from the store are washed in chlorine, (chlorine causes many environmental problems)?  Instead of bagged, buy whole!

Considering putting your home on the market?  Call us for a free Market Analysis on your home!!!  We can be reached at 760-715-0478 or GBPagnotta@gmail.com. 

Please visit our website at www.SanDiegoHomeInfo.com.

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SCRIPPS RANCH End of Month April 2010 Home Sales Stats

Relaxing pool home for sale in Scripps Ranch

SCRIPPS RANCH END OF MONTH HOME STATS FOR APRIL

48 homes are for sale in Scripps Ranch ranging from $387,000 (1172 sqft.) to $1,866,990 (5,955 sqft.).  Please click on the picture below to view year to date home sales:

Click for larger view

SELLER TIP OF THE MONTH:

Spruce up the front door area by polishing the door fixture and buying a new plush welcome mat.  Also make sure the key works properly.  Buyers can get a negative first impression when there is trouble getting into the front door. 

Have you been thinking about selling your home?  We would love to help you by sending you a market analysis…..it’s FREE.  Call us today at 760-715-0478 or simply fill out the form below.  Thank you.

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SCRIPPS RANCH: End of Month March 2010 Home Sales Stats

SCRIPPS RANCH Home Sales : Lots of Activity!

Beautiful Corner Lot Home For Sale In Scripps Ranch

Currently there are 77 homes for sale in Scripps Ranch.  These homes ranges from $525,000 for 1,470 sqft. to $1,866,990 for 5,955 sqft.

HOMES SOLD IN SCRIPPS RANCH, YEAR TO DATE:

CLICK FOR LARGER VIEW

The average year to date sales price in Scripps Ranch is $643,942.

GORGEOUS POOL HOME FOR SALE IN SCRIPPS RANCH

GREEN TIP OF THE MONTH

Putting a cover on your pool when not in use can save up to 90% of water loss due to evaporation.

Thinking of selling your home and need an assessment of current value based on today’s market condition?  We are here to help!

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Scripps Ranch: End of Month February 2010 HOME SALES STATS

Home for sale in Scripps Ranch

Scripps Ranch( 92131) Home Sale Statistics ending month of February 2010

Year to Date Pending Listings for Scripps Ranch

 

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Scripps Ranch Home Sale Activity end of Januaruy 2010

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Best MLS Photos for Scripps Ranch:

Best Scripps Ranch Curb Appeal:

This home was recently listed at Sanctuary at Stonebridge in Scripps Ranch.  This home features 5 bedrooms (plus one optional), 5 1/2 bathrooms, 4,775 square feet and is listed right at $1,345,000.  “I would love to pull up to this home after a long day at the office”. Read the rest of this entry »

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