San Diego Home Info by Gretchen Pagnotta

Archive for the 'Green Homes' Category

Why Families Choose to Live in Del Sur

Good Grades for Del Sur Students by DelSurLiving.com

Congratulations to the students, teachers and administrators of our Del Sur schools!

All three neighborhood schools – Del Sur Elementary, Oak Valley Middle and Del Norte High – are at the top of their class, scoring perfect 10s in statewide ranking according to the Growth Academic Performance Index (API). Read the rest of this entry »

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San Diego’s Busiest New Home Community

With nine active construction sites, Del Sur is San Diego’s busiest new home community by DelSurLiving.com

Nine construction sites are currently active at Del Sur, representing new and ongoing neighborhoods by six homebuilders.  Featuring 20 model homes, Del Sur is a San Diego master-planned community north of state Route 56 and adjacent to Fairbanks Ranch and Santaluz.  The concentration and intensity of residential construction activity at Del Sur is unmatched anywhere in San Diego County, according to real estate market consultant Steve Aranoff.

“There is no other community in San Diego that has that many projects with as wide a range of models, from condos to semi-custom homes on one acre lots,” said Aranoff.  “Certainly there are developments opening around town, but with nine active projects, two new neighborhood parks, habitat restoration and new and expanded roads, there just isn’t anything approaching the magnitude at Del Sur.” Read the rest of this entry »

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Quality of Schools in Del Sur Community

Schools a big factor in family’s decision to live in Del Sur from DelSurLiving.com

 The McCrary family

 Neighborhood parks with swimming pools you can walk or ride your bike to; community events throughout the year that make it easy to meet and socialize with neighbors; and potluck parties with plenty of friends are some of the reasons the McCrary family loves living in Del Sur.

 “We love being able to walk our older daughters home from school, throw down their backpacks and head outside to watch them play with the other kids in the neighborhood,” said Dana McCrary, who, with her husband, Ryan, has three daughters, ages 7, 5 and 2. “Del Sur seems to offer an idyllic childhood that isn’t easy to find these days.”

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Del Sur Community- Cabrillo Homes

Floorplans for the Cabrillo Neighborhood in Del Sur

2,420-2,460 Sq. Ft.
3 Bedrooms
2 1/2 Baths
2 Car Garage
Plus Storage

2,779-2,781 Sq. Ft.
4 Bedrooms
3 Baths
2 Car Garage
Plus Storage

3,000-3,022 Sq. Ft.
4 Bedrooms Plus Bonus Room
3 1/2 Baths
2 Car Garage
Plus Storage

For more information see below:

For a list of properties in 92127 that are new to the market see below:

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Showing properties 1 - 10 of 175. See more 92127 zip code real estate.
(all data current as of 5/21/2012)

1. $1,765,000 : 17133 Castello Cir, San Diego
   
   5 beds, 6 full, 1 part baths

   Home size: 5,413 sq ft
2. $889,000 : 14462 Garden Trl, San Diego
   
   3 beds, 3 full baths

   Home size: 3,323 sq ft
3. $699,900 : 10208 Paseo De Linda, San Diego
   
   6 beds, 4 full, 1 part baths

   Home size: 3,823 sq ft
4. $635,900 : 17507 4S Ranch Pkwy, San Diego
   
   3 beds, 3 full baths

   Home size: 2,222 sq ft
5. $465,000 : 10023 Fieldthorn St, San Diego
   
   4 beds, 2 full, 1 part baths

   Home size: 1,690 sq ft
6. $759,000 : 7717 Via Cortona, San Diego
   
   3 beds, 3 full, 1 part baths

   Home size: 3,117 sq ft
7. $924,990 : 14420 Rock Rose, San Diego
   
   4 beds, 4 full baths

   Home size: 3,347 sq ft
8. $1,550,000 : 7944 Nathaniel Ct, San Diego
   
   5 beds, 4 full, 1 part baths

   Home size: 4,787 sq ft
9. $600,000 : 11428 Alborada Dr, San Diego
   
   4 beds, 3 full baths

   Home size: 2,172 sq ft

   Lot size: 7,971 sqft
10. $910,000 : 16039 Palomino Valley Rd, San Diego
    
    5 beds, 3 full, 1 part baths

    Home size: 4,550 sq ft

Listing information deemed reliable but not guaranteed. Read full disclaimer.

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Ca.New Laws Governing Real Estate 2010-2011

 CALIFORNIA ASSOCIATION OF REALTORS Outlines New Laws

Real Estate New Laws

I have taken this information from the latest CAR bulletin and believe it contains valuable information that I want to share.

 
New California Laws for 2011
 
The recent end of the 2009-10 legislative session has brought the end of short sale deficiency judgments for first loans, and other new laws affecting REALTORS® and their clients.  To view the full text of the following bills, go to www.leginfo.ca.gov.

No Short Sale Deficiencies:

Starting January 1, 2011, a seller’s first trust deed lender cannot obtain a deficiency judgment against the seller after a short sale.  Providing written consent to a short sale shall obligate the first trust deed lender to accept the sales proceeds as full payment and discharge of the remaining amount owed on the loan.  This law applies to first trust deeds secured by one-to-four residential units, but does not limit the lender from seeking damages for fraud or waste by the borrower.  Senate Bill 931.  Governor Schwarzenegger vetoed Senate Bill 1178, our sponsored bill, which would have extended California’s anti-deficiency protection to refinance loans.

Energy Audit in Home Inspection Report:

Beginning January 1, 2011, a home inspection and inspection report may, upon a client’s request, include an audit of the energy efficiency of a home, according to the standards of the Home Energy Rating Systems (HERS).  REALTORS® are also strongly encouraged to give the newly released HERS booklet to residential buyers, because doing so provides a valuable shield from liability.  Delivery of the booklet will be deemed to be adequate to inform the buyer about the statewide HERS program.  Assembly Bill 1809 and California Civil Code section 2079.10.

It is my belief we will be seeing more standards for energy efficiency and “green” terminology and MLS input,in the future.  There have to be set “standards” and ways of measurement so consumers are not mislead due to misrepresentation.

Restriction on Adverse Possession Claim:

 Effective January 1, 2011, a claim for adverse possession requires, among other things, certified records of the county tax collector showing that all state, county, or municipal taxes have been timely paid for the five-year period the property has been occupied and claimed.  Existing law merely requires proof that taxes have been paid for the five-year period, not certified proof of timely payments.  Assembly Bill 1684.

The easiest way to define adverse possession for me is to think of “squatters rights.” Someone uses land openly and it becomes their property after meeting certain requirements.  It dates back to the 1600′s.

“Adverse possession is the taking of title to real estate by possessing it for a certain period of time.  Title means ownership of real estate.  The person claiming title to real estate by adverse possession must have actual possession of it that is open, notorious, exclusive and adverse to the claims of other persons to the title.  By its very nature, a claim of adverse possession is hostile to the claims of other persons.  It cannot be hidden but must be open and notorious in order to put other persons on notice as to one’s claim for possession of the real estate.” Taken from Lawchek.com

Enforcement of MLO Requirements:

 Effective January 1, 2011, anyone acting as a mortgage loan originator (MLO) without an MLO license endorsement will be guilty of a crime punishable by six months imprisonment, plus a $20,000 fine.  Furthermore, a broker cannot employ or compensate a real estate licensee for MLO activities unless that licensee has a license endorsement.  This law has also given the Department of Real Estate (DRE) the authority to deny or revoke a MLO license endorsement or take other action.  This law also amends the MLO requirements for finance lenders and residential mortgage lenders under the Department of Corporation.  Senate Bill 1137.

Well just don’t originate a loan unless you are licensed…obviously is a law intended to regulate lenders and protect consumers. 

Post-Foreclosure Protection for Tenants:

Commencing January 1, 2011, a notice to terminate a residential tenant who remains after a foreclosure sale must generally include a statutory notice of the tenant’s rights.  This requirement, which sunsets on January 1, 2013, applies to an immediate successor-in-interest for one year after a foreclosure sale.  The tenant’s rights must be on a separate cover sheet or, for a 90-day termination, incorporated into the notice to terminate.  Another provision of this bill protects a residential tenant’s credit by generally prohibiting the court clerk from revealing unlawful detainer court records unless the plaintiff prevails at trial.  Senate Bill 1149.

I tell all tenants to carefully check ownership of the property and title prior to signing a lease.  There are so many rental ads on websites such as Craig’s list that it is only prudent to take some precautions prior to giving someone a security deposit and rent. If a NOD has been filed or the home is listed as a short sale there is obviously the liklihood of a foreclosure.

Tenant Protection for Domestic Violence Victims:

Starting January 1, 2011, a residential landlord cannot terminate or fail to renew a tenancy based on domestic violence against the tenant or tenant’s household members as specified.  This law applies if the person restrained from contact with the tenant by court order or named in a police report is not also a tenant of the same dwelling unit.  If the protected tenant subsequently allows the person restrained to visit the property, or the landlord reasonably believes the person restrained poses a physical threat to others or to quiet possession by other tenants, the landlord may serve a three-day notice to correct or quit.  To further ensure safe housing for domestic violence victims, this law also requires that, for leases entered into after January 1, 2011, a landlord changes the exterior locks of a protected tenant’s dwelling unit within 24 hours after the tenant provides a written request and supporting court or police documentation as specified.  Senate Bill 782.

All tenants should ask their landlords to change their locks prior to occupancy.

Protections Against Real Estate Fraud:

Effective January 1, 2011, new laws protecting consumers from real estate fraud include, without limitation, the following: (1) Expanding the foreclosure consultant law to include someone who performs a forensic audit of a residential mortgage loan (Assembly Bill 2325); (2) Requiring any mailed solicitation that offers to provide a copy of an owner’s grant deed or other title records for a fee to include a prominent statutory disclosure that the copy service is not associated with any governmental agency and that the homeowner can obtain such records from the county recorder (Assembly Bill 1373); and (3) Increasing the criminal punishment for renting out a residential dwelling without the owner’s consent from six months imprisonment plus a $1,000 fine, to one year imprisonment, plus a $2,500 fine (Assembly Bill 1800).

I am just not surprised anymore by what people will do for money.That is why we have these new laws. Again, a prospective tenant needs to check ownership…a matter of public record prior to giving anyone money to lease a property.

Other Laws:

Some of the other laws that may interest REALTORS® include, but are not limited to, revisions to the mechanics’ lien law (Senate Bill 189); clarification that the prohibition against discrimination of tenants based on source of income pertains to lawful and verifiable income (Senate Bill 1252); extension of the CalVet Home Loan program to include 2-to-4 residential units (Assembly Bill 2087); and lien enforcement by a municipal utility district for a tenant’s delinquent charges (Senate Bill 1035).

There you have it…for any concerns that you have or assistance you need in Real Estate send me an email at GBPagnotta@gmail.com

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Lots of Lots: Great Time to Build a Custom Home in San Diego!

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Build a Home in San Diego

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Large Inventory of Buildable Lots

A few years ago I had a client looking for a good lot to build a 5000 sqft custom home in either Rancho Bernardo or Poway.  Let me tell you the “pickens were slim.”  Each lot available was the “last of the last” with numerable obstacles to overcome.  That in plain English means money to be spent in grading, getting environmental approval for weird things like a rare shrub or endangered bug. In the  end after an exhausting search we found a nice lot..certainly not a bargain but the client was happy and could move forward with the dreaming part of of planning”The Dream Home.”

Fast forward to 2010..lots and lots of lots for sale at great values!  Now someone can actually take the time to walk lots, evaluate views (they actually have them) and build just about anything they want.  In Santaluz alone there are a number of bank owned lots with prices that range from the low $400′s.  You can select views of the ocean, fairways, golf course, mountains or all four!  You do have to build within the Architectural guidelines of Santaluz and that assures you the neighborhood will always look like a village in Tuscany. There was a time when you grabbed whatever was left and paid a premium for it! The Trails section of Rancho Bernardo has lots due to the fire.  This area was completely built out.  It is popular as there is no Mello Roos and some of the views are breathtaking. There have been residential lots in Westwood and Montelena in Rancho Bernardo.  These have been snapped up quickly by builders who have quickly built and sold production type homes.

Building Costs in San Diego

A custom home (CUSTOM) with all the bells and whistles can be built for $250.00 sqft.  This was figure quoted to me by a very high end reputable builder.  I have seen his work and believe me it is not Home Depot off the shelf. If Expo was still in business it would also not be expo…it is selections that take time and $ from a zillion catalogues or better yet from a designer who has impeccable taste. When you build a custom home do not use HGTV as your reference.   What most people do not realize is the cost is not only in design and structure but the finishes; choice of fixtures, hardware,granite, appliances,  tile, cabinetry and energy saving features.  Builders many times include pools and hard scape as part of their building costs. My advice is to research builders and get referrals from agents, friends and people that have built in an area you are considering.  Their work is their resume.

Financing New Construction

Consider Building With Lots Bargain priced!

There was a time when financing was pretty simple and the lenders would take risks.  Those days are long gone.  Currently it is advisable that the cost of the lot is paid in full and also a portion of the home may require more cash.  There is money “out there.”  I just helped a client secure a sizable building loan but it took some research and the client had a very solid credit history and documented income.  Remember the lenders do not want to take any risks so if you are a borderline borrower building may not be an option for you unless you have considerable cash to put down(more cash=less lender risk.

6 Important Things to Consider Before Building a Home in San Diego

1. Make sure your marriage is rock solid: get counseling if you see some cracks in the surface.  Building is emotional and takes one person to be in control (not 2) and a blending of egos.

2. Get your financing in order prior to looking at any buikding plans. Line up a financing package and know you can live with the bottom line.

3. Interview reputable builders and view their finish products.  Speak with the owners and ask them one question: “Would you let Mr. Finebuilt construct another home for you?…and “what would you do differently if you were to build today?”

4.  Start looking at lots and communities.  Remember you are not just building 4 walls..you are going to be living in a community so fall in love with the area first.

5. Work with a reputable, trustworthy experienced agent that has the patience of a saint.  Purchasing a lot is the key step in the “building your dream home.” You need to spend the time in selecting the most important element in the process. The agent needs to put in the time to research the area, building restrictions, CC+R’s, building size permitted, architectural guidelines, easements, utilities, environmental issues and zoning.

6.  Consider adding as many Green Features and Energy Smart Features to your home.  There are builders that specialize in this and can follow a “LEED” protocol in design and building.

Lots for Sale in Ranch Bernardo:92128

$298,000 for a small residential lot

The Trails: $449,000-689,000: 1-2 acres and some with fabulous views..no Mello Roos!

Lots for Sale in Santaluz:92127

42 Lots are for Sale! Some lots are valued at 1/2 of what they originally sold for!

$295,560 for 1.1 acres-$1,500,000: It’s all about view and reality.

$389,900 lot sold previously for $680,000, $395,000 sold previously for $657,000

Lots for Sale in Cielo:92067

16 lots are for sale ranging from $299,000-$950,000 some with views to Mexico.

One example is a lot for $499,000 which previously sold for $728,000

Lots for Sale in Crosby:92127

12 lots are available priced between $545,000-$1,300,000

One example is a lot for $599,000 which has a 16,000 sqft pad, another is a lot listed for $649,000 which previously sold for $1,300,000 and includes home plans.

So if you have always wanted to build your idea of a Dream Home, now is the time to purchase a lot!  Buy the lot, sit on it, design your home and then start building while marketing your present home. Let us make your dream a reality!

1. New Field
2. Your Name(required)
3. Email(valid email required)
4. Phone
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Ready set: email us to get started! GBPagnotta@gmail.com

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52 Weeks of Fun in San Diego: Week 4

Go to Breakfast or Lunch at Claire’s on Cedros!

Claires on Cedros

I love this place!  First and foremost the building is a Leed Platinum Certified…very cool!  To those new to green this means it has met very high standards for being GREEN .  I love this concept knowing their mission is to make food from scratch and to embrace the environment with a building and management principals for sustainability.  They are open for Breakfast and Lunch, M_F 6-3 and Sa/Sun 7-3. Their website is www.clairesoncedros.comand phone 858-259-8597.  want to plan a brunch…call them and relax! The food is really wholesome and delicious.  The pricing is excellent (my opinion) for the quality, preparation and selection.  I had wholegrain pancakes with blueberries, 2 scrambled eggs and a side of turkey sausage…I was hungry! Let me know how you like this place and what your favorite item on the menu is!

Go Shopping at a Henry’s Store!

Henry's Markets

Why do I love Henry’s??? It just is a fun place to shop vs my byweekly trip to Costco.  The variety is good, organic selections wonderful and baked goods yummy…I also like their soaps,vitamins and supplements, wines, seafood….deli selections. Their website is beyound cool; www.henrysmarket.com. You can actually find your local store and see what the weekly sale items are creating your personal shopping list.

Go to the Wild Animal Park  in Escondido at Night!

Wild Animal Park

How about Roar and Snore! There are several programs for families and then some for adults (21 years and older).  You will see behind the scene activities of the animals.  For a schedule including an opportunity to spend a night in the Animal Park go to: http://www.sandiegozoo.org/calendar/wap_roar_and_snore.html If you don’t already have an annual pass to the Animal Park and Zoo consider it as a great investment for year round activity!

Date Night: Humpreys on The Bay

Humpreys Concerts on the Bay

Humpreys Concert on the Bay…Sunday Night at 7:30/ Three Dog Night! Go to www.humphreysconcerts.com to get your tickets!

Tell me what your favorite family outing is in San Diego…!

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SCRIPPS RANCH End of Month May 2010 Home Sales Stats

SCRIPPS RANCH Year To Date Home Sales Stats

Year To Date Sales - Click for larger view!

There are 102 homes currently for sale in Scripps Ranch between $399,000 (1,541 sq.ft.) and $1,695,990 (5,955 sq.ft.). 

 

Interior Courtyard Of Model Home For Sale In Scripps Ranch

GREEN TIP OF THE MONTH:

Did you know that bagged veggies from the store are washed in chlorine, (chlorine causes many environmental problems)?  Instead of bagged, buy whole!

Considering putting your home on the market?  Call us for a free Market Analysis on your home!!!  We can be reached at 760-715-0478 or GBPagnotta@gmail.com. 

Please visit our website at www.SanDiegoHomeInfo.com.

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SANTALUZ End of Month May 2010 Home Sales Stats

SANTALUZ Year To Date Home Sales Stats

Year To Date Sales - Click for larger view!

Looking to purchase a home in Santaluz?  Today there are 48 homes active in the MLS.  These homes range from $799,000 for 2,867 sq. ft. and $4,495,000 for 6,968 sq. ft.  We live in Santaluz and know the inventory very well.  If you would like to take a tour of Santaluz and the homes for sale, please call me at 760-715-0478 or GBPagnotta@gmail.com. 

Thinking of selling your home in Santaluz?  Please call us for a free Market Analysis!!!

Awesome Santaluz View

GREEN TIP OF THE MONTH:

Looking for a simple way to decorate your home and clean up the air in the process?  Buy a few houseplants!!!!

Please visit our website at www.SanDiegoHomeInfo.com.

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Escondido: End of Month February 2010 HOME SALES STATS

Escondido Home Sale Stats ending month of February 2010

Year to Date Pending Listings for Escondido

Year to Date Sold Listings for Escondido

Click for larger view

Currently there are 286  active listings in Escondido ranging from $150,000 to $4,600,000.

Click here to get your very own VIP Home Search!

Home Seller Tip of the Week:

Detach Your Emotions – Buying Real Estate is usually an emotional decision.  When selling, take emotion out of the equation by thinking of your home as a house and commodity thaty will be valued against all comeptition.  Listing prices need to reflect current markey value based on closed sales of similar properties.  Many sellers since their hime is exceptional and the rules do not apply.  Upgrades, views and condition may make your home sell faster but do nt always guarnatee a significant price premium.

Green Home Tip if the Month

Install dimmer switches and use them!

 

To read the January Sales and Price Report from C.A.R., please click on the following link, http://www.car.org/newsstand/newsreleases/januarysalesandprice/.

Escondido Home Valuation:  Thinking of selling your home and need an assessment of current value based on today’s market condition?  We are here to help!

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