San Diego Home Info by Gretchen Pagnotta

Archive for the 'Foreclosures/Short Sales' Category

Santaluz Home Sales for August 2011

Santaluz August 2011 Home Sales Up from July

August Property sales were 13, up 160.0% from 5 in August of 2010 and 30.0% higher than the 10 sales last month. August 2011 sales were at their highest level compared to August of 2010 and 2009. August YTD sales of 77 are running -8.3% behind last year’s year-to-date sales of 84. This information is provided by Coldwell Banker/Sandicor.

The current market is challenged by short sales and bank owned properties. For a list of homes that have closed escrow in Santaluz year to date please contact me at GBPagnotta@gmail.com

Inventory: The Total Inventory of Properties available for sale as of August was 73, down -9.9% from 81 last month and down -12.0% from 83 in August of last year. August 2011 Inventory was at the lowest level compared to August of 2010 and 2009.

For a list of homes that have closed escrow from August 1-September 22, 2011 click here.

Leave a Comment

Home
Search

Your
Value

Subscribe to
this Blog

Email the
Author

Santaluz Home Sales Year to Date

Home Sales in Santaluz 92127 Since January 2011 up to $1,500,000

The resale market in Santaluz has been active since the beginning of the year.  The sales have been a mixture of traditional sales and bank owned and short sales. Many of the distressed sales have been homes with compromised locations. In Santaluz a location backing or near Camino Del Sur warrants a lower sales price. The traffic has increased on Camino del Sur and there is noise from the road and the bridge.  Many of the short sales/bank owned have not been in the condition of the traditional sales.  Buyers have to be aware if they are purchasing homes that need upgrading they are will have to spend large amounts of cash on top of their down payment to improve the home.  I find many buyers underestimate the value of making improvements especially if landscaping is also needed. They would be better off purchasing a well maintained traditional sale home that has been upgraded and fully landscaped. 

Leave a Comment

Home
Search

Your
Value

Subscribe to
this Blog

Email the
Author

San Diego Homes That Are Deals

These homes have been purchased, renovated and are now on the market. Why waste time with short sales or spend your cash on REO’s when you can jump on one of these homes. They are not my listings but I can represent your best interests as your Buying Agent! Contact me GBPagnotta@gmail.com

Continue to find some “Deals”..tell me what you think!

Read the rest of this entry »

Leave a Comment

Home
Search

Your
Value

Subscribe to
this Blog

Email the
Author

San Diego Home Info ON Current Loan Rates

This is current information written by Michelle Morris, a Senior Loan Officer with PHH Home Loans. It provides insight into the current rates for loans, changes expected in the money market and a recap of world affairs for the week affecting loan programs. There are expected changes that make it very attractive to find a home and obtain financing today rather than waiting. In addition there are incentives being offered on REO properties. If you are interested in an REO property please let me know so I can assist you! GBPagnotta@gmail.com

For all your lending needs we recommend: Michelle Morris Mortgage Services/SR Loan Officer3810 Valley Centre Drive #906San Diego, CA 92130Cell: 619-850-3600Fax:  858-793-9944CA Broker License 01238196NMLS # 264030

  May 11, 2011~  Loan limits might be going DOWN in October Home Path gives 3.5% credit to buyers if closed before June 30th and 1000 bonus to buyers agents!-Rates are under 5%..call Michelle for the best program and rate which you are qualified to receive! 
 
   
Read the rest of this entry »

Leave a Comment

Home
Search

Your
Value

Subscribe to
this Blog

Email the
Author

5 Steps To Get Top Dollar For Your Home Step #4

Attention San Diego Home Sellers!!  Tell me What You Want!

I have written 3 blogs on this subject in the past few weeks.  So far we have covered:

1. Setting The Price

2. Preparing the Home For Sale

3. Creating The Sizzle

Now I want some input from you the customer! I love that word, “customer”. I use it often when seeing all types of people that provide me with a service including my doctors.  Many people use the term “clients” but my belief is that all salespeople need to treat the people who are considering giving them their business as “customers.”  In order to do this effectively we need obtain information as well as provide information. So, San Diego homeowners here is your chance to let me (as well as other real estate agents that read this) what your expectations are in a real estate agent who you are considering contracting with to sell your property.

Let’s explore the following topics:

PRICING YOUR HOME

  Most real estate agents review what is available, what is in escrow and what has sold in the neighborhood their seller lives in. My husband goes 3 steps beyond this and graphs median prices, averages and a standard deviation.  We also have viewed all the homes that are currently on the market the  so we can provide our sellers with accurate information on how those homes compare with location, features and upgrades. Many times we have also seen the homes that have closed escrow.

  Do you feel as a seller you will rely on this information in arriving at a price or do you want an agent to take the figure you have decided to use based on your own opinions/research. Also are you familiar with what we call Value Range Pricing where a range is given; “Seller will entertain offers between $599,900-$649,900.”

STAGING YOUR HOME For A Sale

Do you have expectations that your agents will help council you in staging your home? Are you willing to move furniture, store some items and purchase some items if it will make your home sell faster.  If so what would you consider a reasonable budget for this? WE routinely walk a home and make suggestions room by room, see my blog on staging. Staging may not bring you more money although statistics have shown in most cases it does but I can assure you it leads to more interest and a faster sale. Also do you think this is a skill real estate agents should have or do you think it is reasonable to pay for a consultation from a person who does this for a business?

PREPARING YOUR HOME FOR SHOWINGS

Showing instruction are stated in the MLS for agents to follow when they need to set a time to view a property.There are many ways to schedule showings.  Homes can be shown with a lock-box where agents call the owner and if they do not reach them leave a message for a time they will show the home . The home can be shown with an “Appointment Only” where an agents who has the buyer must contact either the listing agent or the owner to set a specific time to show the home. They may then either use a lock box if one is allowed, be shown the home with an agent or seller.  Some people believe the higher priced homes are shown by appointment with the listing agent but we actually see many luxury homes on a lock-box especially if they are vacant. As a seller what do you think would be your preferred method of having your home shown?

ADVERTISING YOUR HOME FOR SALE

Research has shown a very small percent of homes sell off of print ads. That said the weekend newspapers are full of print picture ads.  As a seller what are your expectations of advertising your home? If you were a buyer how would you begin your home search?

INTERNET EXPOSURE IN SELLING YOUR HOME

The percentage of people searching the web and ending up buying a home from their searches keeps rising. Lets face it, we search for almost everything on line.  The information is everywhere, Realtor,com, Trulia, individual websites, blog sites (your are reading this),zillow and the list goes on.  Same question, if you as a seller were looking for a home where would you look? What are your expectations for your agents. Would you expect a virtual tour, exposure on the major search engines, U-Tube..tell me what your expectations would be.

COMMUNICATION THROUGHOUT THE LISTING

My husband and I pride ourselves on this topic.  We communicate because time and time again our customers have told us they did not get adequate communication from a real estate agent they had formerly worked with.  We like to discover what our sellers prefer, email or phone contact with updates.  Updates include hits on the internet (Realtor.com makes it super easy), our personal websites, showing feedback, market activity and suggestions for price adjustments and objections to overcome.  Your are in the drivers seat…how often would you like to hear from your agent and what information do you want them to provide and in what format?

OPEN HOUSES SELL HOUSES

So many times we hear that sellers think Open Houses” are good for the agent in bringing them buyers but not in selling their home.  I agreed with this up until the Internet provided so much information. My husband and I hold regular open houses as we see so many buyers preferring to come to open houses once they have researched the Internet.  Most have not established a loyal relationship with a real estate agent.  We strongly feel it gives a seller a strong advantage to let their neighbors know their home is for sale and to take a peek.  Neighbors can be a huge source of potential buyers as they tell their friends, business associates about a home for sale in their neighborhood. After all most people do like where they live! In addition it is a way for busy working people to view homes in neighborhoods they are considering without necessarily having to make an appointment with an agent. As a seller do you value or see the importance of Open Houses? Would you want them and at what frequency? Have you ever sold one of your homes from an Open House?

So these are some of the hot topics but please, don’t hold back! Tell us what you want when selling your home!  Oh, and by the way we know you want to pay 1%  but that was not part of the discussion. Just a reminder though on this subject. Commissions are negotiable with brokers.  That said you will not get Nordstrom Service and Quality for Kmart pricing.  You do however deserve the highest degree of service from full service brokers and that is why we want to hear from you, THE CUSTOMER! Email me!

If you live in Del Sur, 4S Ranch, Santaluz, Penasquitos, Poway or Rancho Bernardo and need to have an evaluation on the value of your home please let us know! No obligation!

For Market Trends in North County click here!

Leave a Comment

Home
Search

Your
Value

Subscribe to
this Blog

Email the
Author

Foreclosure Warnings for Sellers in Rancho Bernardo

This was written by the title representative I use and very informative….

Quick Tips on Foreclosure From Brian Olenik
 

FORECLOSURE RESCUE SCAMS

With the recent rise in foreclosures, foreclosure-related scams have increased significantly.  So-called “foreclosure rescue companies” claim they will help save your home, but in reality are out to make a profit – at your expense.

THINGS TO WATCH FOR…

• Requests money up-front before providing any service

• Instructs you not to contact your lender, lawyer, housing counselor, family, friends or others

• Requests mortgage payments to be made directly to his or her company or a bank account set up by that person, rather than your lender

• Requires payment only in the form of cash, cashier’s check or wire transfer

• Promises to stop the foreclosure process, no matter the circumstances

• Advises you to transfer your property deed or title to his or her company

• Offers to fill out paperwork for you

• Encourages you to lease your house and buy it back over time

• Requests something to be done immediately and without delay.  This includes pressuring you into signing paperwork that you have not had the chance to read thoroughly or do not fully understand

• Offers to buy your house for a fixed price that is not set by the housing market at the time of sale

• Requests you to give a power of attorney

• Requests signatures on a grant deed or deed of trust

• Requests signatures on a document that has lines left blank

• Refuses or fails to put an oral promise in writing

Report Fraud

If you or someone you know has been a victim of a foreclosure-related scam or approached by a scam artist, you may report the incident to the following organizations and government enforcement agencies:

• California Attorney General      http://ag.ca.gov

• California Department of Real Estate www.dre.ca.gov

• Department of Housing and Urban Development (HUD)            www.hud.gov

• Federal Trade Commission (FTC) www.ftc.gov

• Your local Better Business Bureau www.bbb.org

Resource Tools

• If you are at risk of foreclosure or have already received a foreclosure notice, you should contact
  your lender immediately.

• Homeowners also may seek the advice of a reputable housing, financial or credit counselor,
  attorney, or other qualified professional.

• Visit the HUD website at www.hud.gov to view its Guide to Avoiding Foreclosure and its list of
  California HUD-approved housing counseling agencies.

• The non-profit Homeownership Preservation Foundation has a 24/7 toll-free Homeowner’s HOPE
  Hotline at (888) 995-HOPE.

If you would like to discuss any real estate situation with me I am here to help. GBPagnotta@gmail.com

To get some ideas of fun things to do in San Diego read my blog: 52 Weeks of Fun in San Diego!

For More Details Visit: www.BrianOlenik.com

Leave a Comment

Home
Search

Your
Value

Subscribe to
this Blog

Email the
Author

Latest Foreclosure Information for California

    Foreclosure Information as of October 12,2010

 There have been so many headlines in the past week about the foreclosure process.  This article makes everything clear so we all have an understanding of what is going on.  How can things just get so confusing and basically “messed up”??  My personal opinion is we need to move on with the process.  People have not made payments, some homeowners electing to do this even with the ability to pay their obligation(s) and notices have been files with normally lengthy time periods for homeowners to have the opportunity to “cure” their loan if they desired.  As agents we see on a regular basis homeowners living in their home for extended (1+ years) without making payments to their lender, HOA and tax collector.  They also turn off their water, do virtually no home or yard maintenance. This has impacted so many neighborhoods and brought values way down. HOA’s struggle to cover costs and the homeowners who are paying are the “losers.”  Let’s just move on, flush these homes through the sales process and get the homes occupied by new owners who will care for them and pay their obligations. Again..just my opinion as a Realtor and a homeowner…

Brought to you by CALIFORNIA ASSOCIATION OF REALTORS&REG

 
October 12, 2010
“No doubt you’ve heard the news recently that a number of major banks have volunteered to temporarily suspend foreclosures in 23 states and Bank of America is temporarily suspending foreclosures nationwide. 
While this situation is changing daily, I want to tell you what we currently know to answer any questions you may have.
In late September and early October some lenders and servicers began voluntarily halting foreclosures in select states while they reviewed their foreclosure processes.
 
So far, only Bank of America has extended its foreclosure moratorium to California, where the vast majority of foreclosures are conducted without a court order.  Foreclosures in the other 23 states are processed through the court system.
 
Non-judicial foreclosures in California, however, do have legal requirements that lenders must follow.  For example, California law requires that lenders for certain mortgage loans made between Jan. 1, 2003, and Dec. 31, 2007, attempt to make contact with borrowers to discuss options for avoiding foreclosure at least 30 days before filing a notice of default.  Lenders also must sign a declaration in the notice of default stating that they tried to contact the borrower, made contact with the borrower, or fall within an exception (such as a bankruptcy filing).
 
The lenders and servicers that have placed their foreclosure moratorium on properties in the 23 states where courts are involved in the foreclosure process include:  Goldman Sachs Group Inc’s Litton Loan Servicing, Ally Financial Inc.’s GMAC Mortgage unit, JPMorgan Chase, and PNC Financial.
 
These lenders/servicers have only temporarily halted their foreclosures while they review their foreclosure process.  This is in response to findings that questioned whether some lenders/servicers were following the correct procedures to foreclose on a property.
 
This halting of foreclosures is a voluntary action taken on the part of these lenders/servicers and has not been mandated by either the states or the federal government.
 
Some members have begun to report the immediate impact of this moratorium on transactions that involve foreclosed properties.  Delays in escrow and the removal of listed foreclosures are temporary results of this moratorium.
 
The immediate impact on the market will be the slowing of home sales, which could put upward pressure on home prices in the short term.  The long-term effect on the market is uncertain at this point as it depends how long the moratorium remains in place.
 
Assuming the moratorium is lifted in the next month, the flow of REOs to the market should resume, but the uncertainty created by the moratorium may cause hesitation on the part of buyers.
 
Federal agencies, including the Office of the Comptroller of the Currency, the Federal Housing Administration, and the conservator of Fannie Mae and Freddie Mac, have asked lenders and servicers to review their foreclosure processes.  This review would apply to all states including those like California where the vast majority of foreclosures are non-judicial.
 
The participating lenders and servicers believe their internal review processes should take anywhere from a few weeks to 30 days to complete.
NAR has sent a letter to regulators expressing their concerns over the foreclosure issue.  Please visit www.realtor.org/foreclosure for the latest developments and additional information.
C.A.R. is supportive of lenders taking action to ensure homeowners are not improperly foreclosed on and that they are following state law.  We hope they are able to conduct their review expeditiously so as to minimize the impact on California’s housing market.
If you have additional questions or are experiencing problems or delays with any foreclosure transactions, please call our Customer Contact Center at (213) 739-8227.”
Sincerely,
Steve Goddard
2010 President
CALIFORNIA ASSOCIATION OF REALTORS®

 To see market trends please click here: MARKET TRENDS

  
C.A.R. e-Blasts are published by the CALIFORNIA ASSOCIATION OF REALTORS®, a trade association representing more than 175,000 REALTORS® statewide.

Leave a Comment

Home
Search

Your
Value

Subscribe to
this Blog

Email the
Author

Ca.New Laws Governing Real Estate 2010-2011

 CALIFORNIA ASSOCIATION OF REALTORS Outlines New Laws

Real Estate New Laws

I have taken this information from the latest CAR bulletin and believe it contains valuable information that I want to share.

 
New California Laws for 2011
 
The recent end of the 2009-10 legislative session has brought the end of short sale deficiency judgments for first loans, and other new laws affecting REALTORS® and their clients.  To view the full text of the following bills, go to www.leginfo.ca.gov.

No Short Sale Deficiencies:

Starting January 1, 2011, a seller’s first trust deed lender cannot obtain a deficiency judgment against the seller after a short sale.  Providing written consent to a short sale shall obligate the first trust deed lender to accept the sales proceeds as full payment and discharge of the remaining amount owed on the loan.  This law applies to first trust deeds secured by one-to-four residential units, but does not limit the lender from seeking damages for fraud or waste by the borrower.  Senate Bill 931.  Governor Schwarzenegger vetoed Senate Bill 1178, our sponsored bill, which would have extended California’s anti-deficiency protection to refinance loans.

Energy Audit in Home Inspection Report:

Beginning January 1, 2011, a home inspection and inspection report may, upon a client’s request, include an audit of the energy efficiency of a home, according to the standards of the Home Energy Rating Systems (HERS).  REALTORS® are also strongly encouraged to give the newly released HERS booklet to residential buyers, because doing so provides a valuable shield from liability.  Delivery of the booklet will be deemed to be adequate to inform the buyer about the statewide HERS program.  Assembly Bill 1809 and California Civil Code section 2079.10.

It is my belief we will be seeing more standards for energy efficiency and “green” terminology and MLS input,in the future.  There have to be set “standards” and ways of measurement so consumers are not mislead due to misrepresentation.

Restriction on Adverse Possession Claim:

 Effective January 1, 2011, a claim for adverse possession requires, among other things, certified records of the county tax collector showing that all state, county, or municipal taxes have been timely paid for the five-year period the property has been occupied and claimed.  Existing law merely requires proof that taxes have been paid for the five-year period, not certified proof of timely payments.  Assembly Bill 1684.

The easiest way to define adverse possession for me is to think of “squatters rights.” Someone uses land openly and it becomes their property after meeting certain requirements.  It dates back to the 1600′s.

“Adverse possession is the taking of title to real estate by possessing it for a certain period of time.  Title means ownership of real estate.  The person claiming title to real estate by adverse possession must have actual possession of it that is open, notorious, exclusive and adverse to the claims of other persons to the title.  By its very nature, a claim of adverse possession is hostile to the claims of other persons.  It cannot be hidden but must be open and notorious in order to put other persons on notice as to one’s claim for possession of the real estate.” Taken from Lawchek.com

Enforcement of MLO Requirements:

 Effective January 1, 2011, anyone acting as a mortgage loan originator (MLO) without an MLO license endorsement will be guilty of a crime punishable by six months imprisonment, plus a $20,000 fine.  Furthermore, a broker cannot employ or compensate a real estate licensee for MLO activities unless that licensee has a license endorsement.  This law has also given the Department of Real Estate (DRE) the authority to deny or revoke a MLO license endorsement or take other action.  This law also amends the MLO requirements for finance lenders and residential mortgage lenders under the Department of Corporation.  Senate Bill 1137.

Well just don’t originate a loan unless you are licensed…obviously is a law intended to regulate lenders and protect consumers. 

Post-Foreclosure Protection for Tenants:

Commencing January 1, 2011, a notice to terminate a residential tenant who remains after a foreclosure sale must generally include a statutory notice of the tenant’s rights.  This requirement, which sunsets on January 1, 2013, applies to an immediate successor-in-interest for one year after a foreclosure sale.  The tenant’s rights must be on a separate cover sheet or, for a 90-day termination, incorporated into the notice to terminate.  Another provision of this bill protects a residential tenant’s credit by generally prohibiting the court clerk from revealing unlawful detainer court records unless the plaintiff prevails at trial.  Senate Bill 1149.

I tell all tenants to carefully check ownership of the property and title prior to signing a lease.  There are so many rental ads on websites such as Craig’s list that it is only prudent to take some precautions prior to giving someone a security deposit and rent. If a NOD has been filed or the home is listed as a short sale there is obviously the liklihood of a foreclosure.

Tenant Protection for Domestic Violence Victims:

Starting January 1, 2011, a residential landlord cannot terminate or fail to renew a tenancy based on domestic violence against the tenant or tenant’s household members as specified.  This law applies if the person restrained from contact with the tenant by court order or named in a police report is not also a tenant of the same dwelling unit.  If the protected tenant subsequently allows the person restrained to visit the property, or the landlord reasonably believes the person restrained poses a physical threat to others or to quiet possession by other tenants, the landlord may serve a three-day notice to correct or quit.  To further ensure safe housing for domestic violence victims, this law also requires that, for leases entered into after January 1, 2011, a landlord changes the exterior locks of a protected tenant’s dwelling unit within 24 hours after the tenant provides a written request and supporting court or police documentation as specified.  Senate Bill 782.

All tenants should ask their landlords to change their locks prior to occupancy.

Protections Against Real Estate Fraud:

Effective January 1, 2011, new laws protecting consumers from real estate fraud include, without limitation, the following: (1) Expanding the foreclosure consultant law to include someone who performs a forensic audit of a residential mortgage loan (Assembly Bill 2325); (2) Requiring any mailed solicitation that offers to provide a copy of an owner’s grant deed or other title records for a fee to include a prominent statutory disclosure that the copy service is not associated with any governmental agency and that the homeowner can obtain such records from the county recorder (Assembly Bill 1373); and (3) Increasing the criminal punishment for renting out a residential dwelling without the owner’s consent from six months imprisonment plus a $1,000 fine, to one year imprisonment, plus a $2,500 fine (Assembly Bill 1800).

I am just not surprised anymore by what people will do for money.That is why we have these new laws. Again, a prospective tenant needs to check ownership…a matter of public record prior to giving anyone money to lease a property.

Other Laws:

Some of the other laws that may interest REALTORS® include, but are not limited to, revisions to the mechanics’ lien law (Senate Bill 189); clarification that the prohibition against discrimination of tenants based on source of income pertains to lawful and verifiable income (Senate Bill 1252); extension of the CalVet Home Loan program to include 2-to-4 residential units (Assembly Bill 2087); and lien enforcement by a municipal utility district for a tenant’s delinquent charges (Senate Bill 1035).

There you have it…for any concerns that you have or assistance you need in Real Estate send me an email at GBPagnotta@gmail.com

Leave a Comment

Home
Search

Your
Value

Subscribe to
this Blog

Email the
Author

Lots of Lots: Great Time to Build a Custom Home in San Diego!

class=”mceTemp”>

Build a Home in San Diego

<

Large Inventory of Buildable Lots

A few years ago I had a client looking for a good lot to build a 5000 sqft custom home in either Rancho Bernardo or Poway.  Let me tell you the “pickens were slim.”  Each lot available was the “last of the last” with numerable obstacles to overcome.  That in plain English means money to be spent in grading, getting environmental approval for weird things like a rare shrub or endangered bug. In the  end after an exhausting search we found a nice lot..certainly not a bargain but the client was happy and could move forward with the dreaming part of of planning”The Dream Home.”

Fast forward to 2010..lots and lots of lots for sale at great values!  Now someone can actually take the time to walk lots, evaluate views (they actually have them) and build just about anything they want.  In Santaluz alone there are a number of bank owned lots with prices that range from the low $400′s.  You can select views of the ocean, fairways, golf course, mountains or all four!  You do have to build within the Architectural guidelines of Santaluz and that assures you the neighborhood will always look like a village in Tuscany. There was a time when you grabbed whatever was left and paid a premium for it! The Trails section of Rancho Bernardo has lots due to the fire.  This area was completely built out.  It is popular as there is no Mello Roos and some of the views are breathtaking. There have been residential lots in Westwood and Montelena in Rancho Bernardo.  These have been snapped up quickly by builders who have quickly built and sold production type homes.

Building Costs in San Diego

A custom home (CUSTOM) with all the bells and whistles can be built for $250.00 sqft.  This was figure quoted to me by a very high end reputable builder.  I have seen his work and believe me it is not Home Depot off the shelf. If Expo was still in business it would also not be expo…it is selections that take time and $ from a zillion catalogues or better yet from a designer who has impeccable taste. When you build a custom home do not use HGTV as your reference.   What most people do not realize is the cost is not only in design and structure but the finishes; choice of fixtures, hardware,granite, appliances,  tile, cabinetry and energy saving features.  Builders many times include pools and hard scape as part of their building costs. My advice is to research builders and get referrals from agents, friends and people that have built in an area you are considering.  Their work is their resume.

Financing New Construction

Consider Building With Lots Bargain priced!

There was a time when financing was pretty simple and the lenders would take risks.  Those days are long gone.  Currently it is advisable that the cost of the lot is paid in full and also a portion of the home may require more cash.  There is money “out there.”  I just helped a client secure a sizable building loan but it took some research and the client had a very solid credit history and documented income.  Remember the lenders do not want to take any risks so if you are a borderline borrower building may not be an option for you unless you have considerable cash to put down(more cash=less lender risk.

6 Important Things to Consider Before Building a Home in San Diego

1. Make sure your marriage is rock solid: get counseling if you see some cracks in the surface.  Building is emotional and takes one person to be in control (not 2) and a blending of egos.

2. Get your financing in order prior to looking at any buikding plans. Line up a financing package and know you can live with the bottom line.

3. Interview reputable builders and view their finish products.  Speak with the owners and ask them one question: “Would you let Mr. Finebuilt construct another home for you?…and “what would you do differently if you were to build today?”

4.  Start looking at lots and communities.  Remember you are not just building 4 walls..you are going to be living in a community so fall in love with the area first.

5. Work with a reputable, trustworthy experienced agent that has the patience of a saint.  Purchasing a lot is the key step in the “building your dream home.” You need to spend the time in selecting the most important element in the process. The agent needs to put in the time to research the area, building restrictions, CC+R’s, building size permitted, architectural guidelines, easements, utilities, environmental issues and zoning.

6.  Consider adding as many Green Features and Energy Smart Features to your home.  There are builders that specialize in this and can follow a “LEED” protocol in design and building.

Lots for Sale in Ranch Bernardo:92128

$298,000 for a small residential lot

The Trails: $449,000-689,000: 1-2 acres and some with fabulous views..no Mello Roos!

Lots for Sale in Santaluz:92127

42 Lots are for Sale! Some lots are valued at 1/2 of what they originally sold for!

$295,560 for 1.1 acres-$1,500,000: It’s all about view and reality.

$389,900 lot sold previously for $680,000, $395,000 sold previously for $657,000

Lots for Sale in Cielo:92067

16 lots are for sale ranging from $299,000-$950,000 some with views to Mexico.

One example is a lot for $499,000 which previously sold for $728,000

Lots for Sale in Crosby:92127

12 lots are available priced between $545,000-$1,300,000

One example is a lot for $599,000 which has a 16,000 sqft pad, another is a lot listed for $649,000 which previously sold for $1,300,000 and includes home plans.

So if you have always wanted to build your idea of a Dream Home, now is the time to purchase a lot!  Buy the lot, sit on it, design your home and then start building while marketing your present home. Let us make your dream a reality!

1. New Field
2. Your Name(required)
3. Email(valid email required)
4. Phone
5. Message

 

cforms contact form by delicious:days

Ready set: email us to get started! GBPagnotta@gmail.com

Leave a Comment

Home
Search

Your
Value

Subscribe to
this Blog

Email the
Author

11217 Florindo Road Short Sale Approved

11217 Florindo Road

Short sale approved

11217 Florindo Road in Westwood  Rancho Bernardo Short Sale Approved

If you are looking for a great home and a great value..look no further!  Buyer just walked which created an opportunity for you!  This is a 5 bedroom, 3 bath home, @2468 sqft with a view and fabulous updates.  The master and 2 bedrooms are on the 1st floor, 2 huge bedrooms, laundry room, bath and a bonus room are on the 2nd level. The yard is private and quiet.  The fabulous Westwood Community Club is available for the entire family to enjoy.  Best part …besides home, property and price…NO MELLO ROOS and a HOA of only $365 per year!

Lenders approved short sale at $515,000 but you have to hurry on this one!  VIEW: http://www.flashitfirst.com/Gallery/11217_florindo_rd_bt1/

Updated, move in ready!

Leave a Comment

Home
Search

Your
Value

Subscribe to
this Blog

Email the
Author