San Diego Home Info by Gretchen Pagnotta

Rancho Bernardo Market Trends

Rancho Bernardo Market Trends for 92127,92128

All the newspapers had the same message today…last month home sales were down.  The market is very specific for neighborhood and zip code.  We are still seeing short sales and bank owned properties come on the market.  The difference I have seen is that now limited partnerships and individuals are purchasing some properties at auction.  They do what I consider limited improvements such as paint and general cleaning. They put them on the market (flipping) as quickly as possible to minimize carrying costs. One recent example was a large home in Santaluz that was purchased in the low $800’s.  It was a popular floor plan on a good lot.  They was repainted and did some basic cleaning and repair work. It went on the market for $1,075,000 and had multiple offers!

I am also noticing short sales coming back on the market.  These are representing fantastic opportunities.  They have been in escrow 4-7 months and when the bank finally agrees to the sale the clients change their minds.  I just had this happen on one of my listings.  Now someone can jump in and not have the long waiting period for approval.  This occurs of the offer made is a mirrir image of what was approved.  I watch the “back on the market” properties daily to spot opportunities.

For market trends please go to: http://sandiegohomeinfoblog.com/market-trends/

According to Sandicor  activity as of 8/25/10 the following activity has occured:

Rancho Bernardo 92127 including Del Sur and Santaluz:

Active listings: 209

Sales Contingent upon Short Sale apporval: 36

Sales in escrow: 74

Closed sales in the past 30 days: 21

Rancho Bernardo 92128:

Active Listings: 163

Sales Contingent Upon Short Sale Approval: 21

Sales in escrow: 48

Closed Sales in the past 30 days: 32

Determining the Value of Your San Diego Home: Go to:

Thinking of Relocating?

 

 

 

If you need information on areas in San Diego or any other state please contact us; GBPagnotta@gmail.com It is imperative you work with an experienced agent who specializes in the area you are looking in.  We refer you to top agents that have a history of proven results and experience!

 

Selling Your Home and Buying in San Diego?

If you need to sell your San Diego home and purchase another home in San Diego we can offer you a significant commission incentive! Let’s set up a time to meet so we can discuss your real estate goals.

52 Weeks of Fun in San Diego: Week 4

Go to Breakfast or Lunch at Claire’s on Cedros!

I love this place!  First and foremost the building is a Leed Platinum Certified…very cool!  To those new to green this means it has met very high standards for being GREEN .  I love this concept knowing their mission is to make food from scratch and to embrace the environment with a building and management principals for sustainability.  They are open for Breakfast and Lunch, M_F 6-3 and Sa/Sun 7-3. Their website is www.clairesoncedros.comand phone 858-259-8597.  want to plan a brunch…call them and relax! The food is really wholesome and delicious.  The pricing is excellent (my opinion) for the quality, preparation and selection.  I had wholegrain pancakes with blueberries, 2 scrambled eggs and a side of turkey sausage…I was hungry! Let me know how you like this place and what your favorite item on the menu is!

 

Go Shopping at a Henry’s Store!

Why do I love Henry’s??? It just is a fun place to shop vs my byweekly trip to Costco.  The variety is good, organic selections wonderful and baked goods yummy…I also like their soaps,vitamins and supplements, wines, seafood….deli selections. Their website is beyound cool; www.henrysmarket.com. You can actually find your local store and see what the weekly sale items are creating your personal shopping list.

Go to the Wild Animal Park  in Escondido at Night!

How about Roar and Snore! There are several programs for families and then some for adults (21 years and older).  You will see behind the scene activities of the animals.  For a schedule including an opportunity to spend a night in the Animal Park go to: http://www.sandiegozoo.org/calendar/wap_roar_and_snore.html If you don’t already have an annual pass to the Animal Park and Zoo consider it as a great investment for year round activity!

Date Night: Humpreys on The Bay

Humpreys Concert on the Bay…Sunday Night at 7:30/ Three Dog Night! Go to www.humphreysconcerts.com to get your tickets!

Tell me what your favorite family outing is in San Diego…!

Santaluz Seller and Rancho Bernardo Buyer Testimonial

Santaluz Seller Shares a Positive Testimonial for the Pagnotta Team

 

“Our house in Santaluz had been on the market for 6 months with no activity. We then listed the property with Gretchen and Alan Pagnotta and within 30 days we had 3 offers. Alan provided comparative data to help us establish a sales price as well as financial data detailing the financial results of a sale at various prices. Gretchen helped my wife “stage” the house so that it would be attractive in all respects. Both were very proactive including handling all aspects of the sale while we were out of the country on a previously planned vacation. Gretchen and Alan also showed us a number of properties which accomplished our goal of reducing our housing expenses, while finding a home that fully satisfied our needs. We could not be more pleased with their professional and proactive efforts to assist us during a difficult real estate market. The results could not have been better!”   Ron and Dede Carlson

Real Estate is a challenging field especially with the current market conditions.  It makes all the hard work worth while when we can help people accomplish their goals.  There was a time just a few years ago where a home practically sold itself.  Today all efforts need to be taken to prepare a home, market the home through all advertising and internet sources, price it correctly and then to follow the ups and downs of the escrow process.  Lenders are making things very challenging with their strict guidelines.  It is critical in today’s real estate environment to select a Realtor with experience, negotiating skills, and creativity to accomplish both a sale and to represent you as a buyer.

We are so very thankful for the people that have put their trust in us over the years. We truly share in our clients enthusiasm when we find them a home that meets their requirements when representing them as buyers.  In addition we breathe the same sigh of relief when call to confirm a closing on a property they have sold. The opportunities today with low interest rates and a wide assortment of inventory make this a great time to consider a change in residence if your needs have changed.

San Diego Home Loans at All Time Low

                                                   

 

Refinance Your Home

I just refinanced my home which I purchased last September. It was beneficial for me to grab a lower interest rate which will pay for itself immediately since there were so few fees involved. Interest rates are at a record low so if you have been considering a purchase or a refinance now is the time to contact a reliable lender and see if you and your home qualifies.  It saved me $250 a month in payment..that is a considerable amount that can go into my retirement savings.  For people saving for college for their children that is $3000 a year which puts a small dent into the total cost.  Boy, glad those days are behind me. 

The values in the home market especially in luxury homes are at such attractive levels if you ever thought of “moving up” top a luxury home now is the time.  Luxury homes are selling below replacement costs and the selection is incredible! Seasonally this is also approaching the very best time for a buyer to purchase.  The market slows down in the fall months with people busy with back to school activities, the holidays and just not in the “I want to buy a home mood.”  The homes that have been on the market all summer will have price reductions as sellers become disenchanted with showings and lack of offers.  What a great time to negotiate for a home!

Lowest Interest Rates Since 1970!

According to a recent Wall Street Journal Article the interest rates for 30-year fixed-rate mortgages are in free fall, averaging just 4.44% on Aug. 12, according to Freddie Mac. Not only was that down from 5.07% in January, it was the lowest since Freddie began keeping records in 1970. So what are you waiting for?  For the rest of the article go to: http://online.wsj.com/article/SB10001424052748703723504575425734198113348.html?mod=WSJ_RealEstate_LeftTopNews.

San Diego First Time Buyers Have Great Opportunities

Although the credits for first time home buyers are not available the drop in prices can more than make up for any credits.  Sellers are willing to help with closing costs and again the values are no longer at the very bottom but are still very attractive.  San Diego is a very desirable city to call home and we will see a recovery. You will be glad you jumped in and did not ignore an opportunity.

Where the Best Home Values are in San Diego

Where are some of the great values…??? Luxury homes in Santaluz, Rancho Santa Fe,Del Mar and  Encinitas…are at  unbelievable prices.  There are homes that have been built to accommodate large families with actually living quarters for 2 families.  This is ideal for working couples who want live in Mom and dad help or for people who have extended visits from family members. You can get acerage, pools, tennis courts, work shops, horse property, views, golf, gated…you can have it all at truely unbelievable prices.  There are homes with every known amenity and feature..Dream Homes” that are truly a dream!

The prices of downtown condos are very enticing…remember the lines a few years ago?  San Diego is a desirable city and a global hotspot and these prices will not remain low forever as well as the attractive interest rates. Newer areas such as  Rancho Bernardo,Del Sur,4S Ranch, Stonebridge in Scripps Ranch, Poway,La Costa Greens, and newer sections of other North County neighborhoods have something for every budget.  Short sales are being approved faster and opportunities are there for serious qualified buyers.

Market Trends Indiate Fall of 2010 Time to Purchase a Home in San Diego

My  summary is simple:  great inventory and selection+ outstanding interest rates= time to buy Fall 2010! For market trends please go to my pages on individual cities.

Take these steps to get started:

1 .Contact me of you need a reliable lender.

2. Contact me if you need some marketing stats and trends.

3. Contact me to set you up with our 59559 Program.You can get instant information when you drive by any real estate sign! No hastle, so obligation, go to my blog:http://sandiegohomeinfoblog.com/2010/08/16/san-diego-home-buyers-dial-59559/

11217 Florindo Road Short Sale Approved

11217 Florindo Road in Westwood  Rancho Bernardo Short Sale Approved

If you are looking for a great home and a great value..look no further!  Buyer just walked which created an opportunity for you!  This is a 5 bedroom, 3 bath home, @2468 sqft with a view and fabulous updates.  The master and 2 bedrooms are on the 1st floor, 2 huge bedrooms, laundry room, bath and a bonus room are on the 2nd level. The yard is private and quiet.  The fabulous Westwood Community Club is available for the entire family to enjoy.  Best part …besides home, property and price…NO MELLO ROOS and a HOA of only $365 per year!

Lenders approved short sale at $515,000 but you have to hurry on this one!  VIEW: http://www.flashitfirst.com/Gallery/11217_florindo_rd_bt1/

52 Weeks of Fun in San Diego: Week 3

Enjoy a San Diego  Harbor Tour! 

This is my favorite thing to do when visitors come to town or I just want to be out on the water.  Each time you go there is a new person narrating so you get new information so you gain more knowledge of our beautiful city and harbor.  I  especially enjoy the excursions located at 1050 N. Harbor Drive at the Broadway Pier, 619-234-4111.  For a time schedule go to www.sdhe.com.  You can whale watch during the winter months but summer months are 1-2 hour tours of the North or South (or both) bays.  They also offer dinner cruises and group tours. Remember sunscreen, sunglasses, water, camera and a sweater. Discount tickets are available by going to: http://www.sdhe.com/pdf/SDHEcoupon_online.pdf   Enjoy!

Shopping in San Diego

This week I am all about discounts..try the following and let me know what you think!

1. http://www.groupon.com

2. www.Buywithme.com

3.http://www.sandiego.org/nav/Visitors/Resources/Coupons

4. http://www.dealon.com/san-diego/subscribe?ref=33

Date Nite

Enjoy the Summer Pops before summer is over!

Music from the Movies is Featured August 20/21: Star Wars, Harry Potter, Raiders of the Lost Arc,2001 Space Odyssey

Sunday August 22: Pops Goes Classical with a Passport to the World: A Night in France, Debussey,Bizet,Offenbach and more. Call 619-235-0804 or go to www.SanDiegoSymphony.comand for calender of artists: http://www.sandiegosymphony.com/calendar_index.php

 

Go to the new Restaurant in 4S Ranch: Miguel’s Cochina!!

I went here last week right after they opened..my impression was…music was too loud as in blasting (but they agreed to turn it down), menu was limited, service was very fast, parking was super ez, staff was friendly, food was a “B”.  But, they just opened and anything is better than Zocalo’s which they replaced. See my blog on this:http://sandiegohomeinfoblog.com/wp-admin/post.php?action=edit&post=12008  I will go again and can recommend it for a fun rather inexpensive lunch or dinner in a convenient location.

 

 

 

 

 

 

Santaluz Sizzling Price Reductions!

Prime Santaluz Properties Reduced for Immediate Sale:

Live the Santaluz lifestyle enjoying an unbeatable sense of community, social events and club activity, gated security and  anexcellent School system for your children.

8173 Santaluz Village Green South Reduced to $1,150,000!

This home was an exceptional value at original price and now it presents an opportunity that will not be matched !

Basic Facts: Sentinel Plan 2 with premium location offering views of Del Mar, ocean and Santaluz golf fairways.  Turn key condition and tasteful fine finishes throughout the property; cobblestone edge on granite counters, faux finishes on cabinets and walls, custom master closet organizers, lovely flooring…move in ready. Your friends and family will want to stay forever enjoying the views and quiet.  Master  bedroom is on the main floor, 2 large bedrooms with their own bath suites upstairs, @2632 sqft, low HOA, 3 space garage. You can live downstairs for the most part with children or guests upstairs.  Wake up to Santaluz morning sunshine and walk to Fresh Roast for your first coffee of the day…continue to the fitness room for pilates or a basic work out and then head home to start your day…

Click for Virtual Tour: http://www.flashitfirst.com/Gallery/8173_s_santaluz_village_green_bt1/

 

14517 Caminito Lazanja Reduced to Value Range of $975,000-$1,045,000

Seller will entertain offers from $975,000 to $1,045,000.  Former model home has exceptional features, extras and upgrades.

Basic Facts: Located in the Spanish Bungalow area of Gated Santaluz this home has 3 bedrooms, an office and a fitness room with  a 2  car + a 1 car garage, The park like yard is low care, private and quiet.   There is open space across the street and a play yard just a few doors away. With @ 3144 sqft this charming home features extra ordinary upgrades; stone flooring, extensive crown molding and beamed living room, built in bookshelves in home office, built in media centre in family room, master closet designed for a chronic shopper, epoxy garage and detailed garage cabinetry and select bath tile work in all baths.  You will not find better value or condtion in this move in ready home. The Poway Unified School District has an outstanding reputation and services Santaluz. Start enjoying the open spaces in Santaluz to walk or bike ride, closeness of the schools for your children and welcoming environment Santaluz has to offer.

Click here for Virtual Tour:http://www.flashitfirst.com/Gallery/145717_caminito_lazanja_bt1/

I live in and work, play, sell, list, lease and trade homes in Santaluz.  For more information on this one of a kind community read my other blogs; www.SanDiegoHomeInfoblog.com/Santaluz.

San Diego Home Buyers: Dial 59559 !

Buyers Looking for a Home in San Diego Get Info Immediately!

If you are looking for a home and driving through various neighborhoods you know how challenging it can be to get information.  Many people keep a list of the addresses and end up calling a zillion real estate agents to get information.  If you are lucky you may be able to stop traffic and jump out and get a brochure if the box is not empty.  Many real estate agents also do not put the price on brochure box fliers as they want you to call them instead of passing out from freight when you read the listing price.  For the latest in real estate technology there is is a new way to get information on all active listings; homes for sale and those for rent that are on the multiple listing service.  This means you have current accurate information.

This is all you have to do:

1.Email me with a request for this program..there is absolutely no obligation! 

2. Provide me with your cell phone number. 

3.  I will input your cell number into my phone to implement the program for you. You will receive a confirmation email that you are ready to go.

4.  That’s it..when you drive by a property this is what miraculously happens once you dial your code… If you have a phone that has the ability to track your current location, you will get all listings in the general area displayed.  If you have a basic phone you can either type in an address. Instant info as far as price and detailed property details will be come available to you!

This program is not available to any agents on San Diego outside my company (Windermere).   It is meant to be another way we make working with us professional and your provider of the latest information available. 

What are you waiting for…send me (Gretchen or Alan Pagnotta) your email !

52 Weeks of Fun in San Diego: Week 2

Dog Days of Summer 2010 August 14th

Where: Cardiff by the Sea: 131 Aberdeen Drive

When: Saturday the 14th from 10-3

What: Fun for the family including 4 legged friends; contests, food, music, doggie products, adoptions, raffle+ fun,fun,fun!  A portion of the proceeds will benefit the Rancho Coastal Humane Society. Bring your camera. Enter your dog in “cutest, biggest,smallest,best dressed and others!

For a list of times for contests go to: http://cardiffdogdaysofsummer.com/2010/contest-info.html

Save the Date: August 26:21st Annual Taste of Main Street

Go to: www.encinitastaste101.com Enjoy free food samples,live music, lots of fun, 6-9 Downtown Encinitas

Date Nite: Go to a Concert at Humpreys!

 Humphreys Concerts: this Thursday(17th) is Creedence Clearwater Revisited, Friday(18th) is David Koz and Jonathan Butler: Together Again, Monday (16th) is Rodrigo y Gabriela, Wednesday(18th) is Meat Loaf and Thursday(20th) is Bill Maher…

HumphreysConcerts.com, 2241 Shelter Island Drive, tickers at Ticketmaster 800-745-3000

Shopping in San Diego this week:

Go to the Farmers Market in DEL SUR!!! 

  Wonderful for fresh flowers, baked goods, fresh local produce, entertainent+ more! The Farmers Market is Del Sur also has entertainent for the kids and some boutique items.  Located at the intersection of Camino del Norte (take this exit off 15) and Lone Dove close to 4S Ranch it is held on Thursdays from 3-7.  See you there!

Fitness Activity for the Week: Hiking in San Diego

It’s free and great exercise and the overcast morings with cool air make this a perfect exercise! Go to http://www.sandiegohikers.com/

anddecide if you are going to try the Lake Poway to Mt. Woodson or Sunset Cliffs or Torrey Pines hike. Don’t forget water, sunscreen, snack bar, cell phone (emergency),camera and good hiking shoes or boots. Also beware of our local snakes hiding…look before you step off rocks, etc…Have fun and write and tell me how you did!

Get out, get active, try new things and new places to go..we live in a great city..tell me your favorites! By the way the gorgeous dog in the picture is my Max, 84 lbs of love..my labadorable.

 

 

 

 

 

 

 

Santaluz Open House Sunday Aug.8th

Panoramic Views of Del Mar and Santaluz Fairways

8173 Santaluz Village Green South: Use North Gate

 

Sought after Sentinel within the gates of Santaluz features master bedroom suite on the main floor and 2 large bedrooms with bath suites on 2nd level.  Home features the finest finishes including faux walls and cabinetry, paver flooring, designer window fashions, cobbled edge granite on kitchen counters+ so much more.  You will enjoy entertaining and daily living in this “turn key and go” property.  If you would like your lifestyle to include more golf, traveling, socializing and enjoying free time this is an ideal choice!  Located at the top of Santaluz Village Green South you will enjoy all the views of the Ress Jones Championship Golf Course and  a very private location. 

 Enjoy the virtuual tour: http://www.flashitfirst.com/Gallery/8173_s_santaluz_village_green_bt1/

Santaluz SPA LEVEL Membership is negotiable as well as some furniture: Come view on Sunday or email me for a private showing! Click here to contact me. SPA membership may be upgraded at buyers expense to a Santaluz Golf Club Membership!

For another exceptional 3 bedroom+office+fitness room property withinn the gates of Santaluz in Spanish Bungalows view this tour: of 14517 Caminito Lazanja: http://www.flashitfirst.com/Gallery/145717_caminito_lazanja_bt1/

If you would like a tour of available Santaluz homes (prices start in the low $800’s) and the facilities and club contact me! I live in and sell, lease, trade and list homes in Santaluz!